Article 1174

RA 386 · Civil Code of the PhilippinesKey provision

ELI5— what this means for you

Fortuitous events (force majeure): no one is liable for loss caused by an event that could not be foreseen or, if foreseen, could not be avoided. Examples: typhoons, earthquakes, floods — unless the debtor was already in default.

Key point

You are not liable for loss due to fortuitous events — UNLESS you were already in default when it happened.

Official text — RA 386

Full article text is being added. Read the official text at officialgazette.gov.ph.

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